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Eating vegan doesn’t have to mean expensive ingredients or exclusive restaurants. In fact, it’s increasingly possible to stick to a plant-based diet without breaking the bank—even at fast food chains. Whether you’re vegan full-time or simply eating more plant-forward meals, you can find satisfying options for under $10 at major quick-service restaurants. By knowing where to look, using loyalty programs, and stacking rewards with cashback apps like Fluz, Ibotta, and Rakuten, you can stretch your food budget while still fueling up with protein, fiber, and flavor.

At Taco Bell, one of the most affordable and customizable fast food chains, it’s easy to build a vegan meal for less than $5. Ordering a Black Bean Crunchwrap Supreme and removing the cheese and sour cream brings the price down while keeping the item entirely plant-based. Add a side of chips and guacamole or a bean burrito “fresco style” for a filling, protein-rich combo. Taco Bell’s official app also allows users to earn points and access exclusive deals through its Taco Bell Rewards program. Combine this with a Fluz gift card purchase and you’re stacking both loyalty points and cashback on each visit.

Subway also makes it simple to dine vegan on a budget. A 6-inch Veggie Delite sandwich, loaded with lettuce, spinach, tomatoes, cucumbers, green peppers, and other toppings, typically comes in around $5 to $6 depending on the region. You can boost the protein content by adding avocado or pairing the sandwich with a bag of apple slices or a dairy-free cookie where available. Subway offers a Subway MVP Rewards program, and when paired with cashback from Fluz, every meal goes a little further.

Chipotle allows you to create a fully plant-based bowl with rice, beans, fajita veggies, salsa, and guacamole—still keeping the total around $9 to $10. The tofu-based Sofritas add a flavorful and protein-rich meat substitute at no extra cost. Chipotle’s Fluz listing offers cashback on gift card purchases, and the Chipotle Rewards app provides points for every dollar spent. A typical vegan bowl at Chipotle contains around 20 grams of protein and 15 grams of fiber, making it a strong option in terms of nutrition per dollar.

At Panera Bread, while some items can be pricier, it’s still possible to enjoy a warm, satisfying vegan meal for under $10. The Ten Vegetable Soup, a vegan option by default, is under $6 for a cup and under $8 for a bowl. Pair it with a side of whole grain baguette or an apple for a budget-friendly meal. Panera’s app frequently includes personalized offers through its MyPanera Rewards program, and it is also a Fluz merchant, helping diners double up on savings.

Starbucks can be a surprising ally for vegan diners on the go. An oatmeal with dried fruit and nuts comes in around $4. A plain bagel with avocado spread or peanut butter adds another satisfying, affordable option. Swap dairy for oat or almond milk in your coffee or tea for a few cents more. With the Starbucks Rewards program, users earn stars that lead to free drinks and food, and Fluz makes it easy to earn cashback on every purchase by buying a gift card ahead of time.

From a nutrition standpoint, it’s worth considering the cost per gram of protein and fiber, not just calories. A bowl with black beans, brown rice, veggies, and tofu at a place like Chipotle offers more protein per dollar than most meat-based burgers. Similarly, fiber-rich items like vegetable soups or burritos with whole grains can provide more lasting fullness, making them more efficient choices for your wallet and your health.

Combining loyalty programs with cashback platforms helps stretch every dollar. By earning points through a chain’s official app and simultaneously using a cashback app like Fluz, you can reduce your food costs while staying on track with your plant-based goals. If you’re using Ibotta, linking your loyalty account to eligible chains may unlock additional savings or rebates, while Rakuten can help when ordering delivery through affiliated services.

Eating vegan on a budget is more than possible—it’s practical. With rewards-friendly fast food chains offering affordable plant-based menu items and cashback apps putting money back in your pocket, you don’t have to compromise on taste, nutrition, or convenience. Whether you’re grabbing lunch on the go or planning meals for the week, there are plenty of under-$10 options that align with your values and your budget.